Frederick County is taking bold steps to address the housing affordability crisis by engaging TPMA to lead a comprehensive 10-Year Housing Study and Strategic Plan. On Wednesday, TPMA consultants Aaron Finley and Ben Helkowski officially launched the study with a public presentation at the Urbana Regional Library. Addressing a room filled with elected officials, housing experts, and community members, they emphasized the importance of affordable housing while dispelling common myths and misconceptions surrounding this pressing issue.
A Holistic Approach to Housing Needs
Finley shared insights into the “housing lifecycle,” illustrating how communities must support diverse housing needs—from starter homes for young professionals to downsizing options for seniors. “Housing stock for families in their growing and establishing phases is relatively common,” Finley noted. “However, the greatest gaps lie at both ends of the spectrum—affordable starter homes, rental units, and downsizing options.”
The study aims to address these gaps by exploring innovative solutions that range from increasing housing supply through accessory dwelling units and creative land use, to improving infrastructure and aligning development with sustainability goals.
Economic Realities and Housing Challenges
Despite a rising housing market—Frederick County home sale prices increased by 2.8% in 2024—affordable housing remains a pressing issue. State and county data reveal a housing shortage of 96,000 units statewide, with Frederick County projected to need an additional 57,000 housing units by 2050 to meet demand.
“Affordable housing is not just a housing issue—it’s an economic issue,” said Mary-Ellen Mitchell, CEO of Housing Frederick. This sentiment was echoed by elected officials and industry leaders who emphasized that solving the housing crisis is critical for sustained economic growth.
Strategic Solutions for a Complex Problem
TPMA’s study, led in partnership with Frederick County’s Director of Housing, Vincent Rogers, will propose actionable policies and strategies. These include leveraging Community Development Block Grants (CDBG), exploring land development opportunities, and engaging municipalities to align efforts.
“One of the key elements of this work is breaking down the stigma surrounding affordable housing,” Rogers explained. “By addressing misconceptions and creating community buy-in, we can make real progress.”
In addition to policy recommendations, the study will explore cutting-edge approaches such as form-based codes, which prioritize the design and function of community spaces over rigid zoning requirements. This strategy could promote housing affordability while fostering vibrant, livable communities.
Collaboration for Impact
Frederick County Executive Jessica Fitzwater underscored the importance of collaboration in her State of the County address, stating, “No single solution will solve the housing affordability problem our region is facing.” She highlighted the county’s commitment to removing barriers for residents while aligning efforts with the Livable Frederick initiative, which emphasizes sustainability and community-focused growth.
A National Perspective
Frederick County’s housing challenges mirror national trends, with rising mortgage rates and limited supply driving housing shortages across the U.S. However, initiatives like this partnership with TPMA showcase how local governments can take proactive steps to address housing needs and build a stronger, more inclusive future.
As TPMA continues to work alongside Frederick County to shape the 10-Year Housing Study and Strategic Plan, our team remains committed to delivering innovative, community-driven solutions that promote economic growth and housing equity.
For more information on TPMA’s work in housing, contact us here.